I began my mortgage industry career in 1981.  Since that time I have successfully managed through the onslaught of regulatory change that has taken place, housing market ups and downs as well as the current challenges that shape the mortgage industry today.

With over 25 years experience, I have the skill and expertise necessary to help borrowers achieve their financial dream. 

Whether you are a first time homebuyer experiencing the mortgage process for the very first time, a borrower looking to refinance an existing mortgage, or a Senior considering a reverse mortgage, I will find you the best product that meets your needs at the lowest price.

Feel free to complete the on line application if you would like a personalized rate quote or you can reach me by phone at 757-333-9029 or on my cell at 973-903-7203.